Abusive interest
We analyse the real cost and terms of your credit.
ASNEF check · Free accessUnderstand your credit.
Understand your credit.
Take back control.
Check your status on Spain's debtor registers and find out whether a card, microloan or loan charged you interest you could reclaim.
No card · Free basic check · Data protectedClearYour situation, explained
Report updated
YOUR CREDIT REPORTStop guessing.
Stop guessing.
See what's on file about you.
Your free report helps us identify your credit accounts and any ASNEF entries. We go through it with you and explain, in plain language, what it means and what your options are.
- Check of your ASNEF status
- Identification of cards, loans and microloans
- Clear guidance on next steps
FREE REVIEW
Paying every month but the debt barely goes down?
Some revolving cards, microloans and finance deals applied interest, fees or insurance that may be open to review.
Check my case →Fees and insurance
We review charges and add-on products that may not have been explained to you.
No contract to hand
If you don't have it, we'll show you how to request it from the lender.
IT'S THAT SIMPLE
Three steps to see everything more clearly.
Sign up
Give us your basic details to start the check securely.
Check your report
We request the information needed to show your credit situation.
Get a clear result
Understand your entries and find out if any credit can be reclaimed.
YOUR CREDIT, CLEAR
Check your situation for free.
Get started in under five minutes. No card needed.
FREQUENTLY ASKED QUESTIONS
What matters, no small print.
Is the check really free?
The basic check is free and with no commitment. Any additional service must be shown with its price before you sign up.
What is ASNEF?
It is one of the main credit and debtor registers in Spain. An entry can affect getting credit or signing up for some services.
Does checking my report affect my credit?
No. Checking your own data is your right and does not worsen your credit profile.
Can I remove an entry?
It depends on the case. It may be necessary to review the age, the amount, the accuracy of the debt and whether the notification procedure was followed.
How much does it cost to make a claim?
There is no upfront cost to review your case. The terms of any claim will be explained individually before you make a decision.